But retirement can also bring financial strain. Seniors will often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses. A CHIP Reverse Mortgage might be the solution to help them.

We understand. HomEquity bank is the only bank dedicated to empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

For over 25 years The Canadian Home Income Plan (CHIP) our reverse mortgage solution has helped thousands of older homeowners enjoy more financial flexibility without having to sell or move.

I am a Certified Reverse Mortgage Specialist and I can help you and your family decide if a Reverse Mortgage is the right solution for you. Call or text me at 403-470-4155 or email me at dave@cmexp.com for more information.  Thanks David Sahibzada

Reverse Mortgage

 Features of a CHIP Reverse Mortgage

  • Homeowners age 55 and older
  • Payments are never required
  • No Income qualifications
  • No Credit requirements
  • Qualify for up to 55% of the value of the home
  • You can receive your money as a lump sum, or over time or a combination of both
  • Owner maintains title
  • They can sell or move at anytime
  • Receive the money tax free


“CHIP is a way to take advantage of the equity that you have in your home and use it for whatever purpose you want.”
Sandy & Christopher M

“If you sell your home you’re gonna be living off the proceeds and what you’re doing now is not selling your home and living off the proceeds.
Edward F

If it wasn’t for CHIP we would have had to sell our home.”
James B

Dealing with CHIP Home Income Plan was amazingly simple. I would recommend the CHIP program to anybody.”
Jan & John M

Curious to see how much you might be able to qualify for? For a quick and easy estimate please follow this link to reach our Reverse Mortgage ONLINE CALCULATOR